This Privacy Policy describes how BillSmart ("we", "us", or "our") collects, uses, and shares information when you use our mobile application ("App"). By using BillSmart, you agree to the terms of this policy.

1. Information We Collect

When you sign in using Google, we collect:

• Your full name
• Email address
• Google profile information

We also collect usage data such as app interactions, device information, and crash logs to improve app performance.

2. How We Use Your Information

• To authenticate and manage your account
• To provide billing and distributor management features
• To display relevant advertisements via Google AdMob
• To analyze app usage and improve performance via Firebase Analytics
• To store your billing and invoice data securely in Firebase

3. Third-Party Services

BillSmart uses the following third-party services which may collect data independently:

• Google Sign-In – for authentication
• Firebase – for data storage and analytics
• Google AdMob – for displaying advertisements

These services are governed by Google's Privacy Policy: https://policies.google.com/privacy

4. Advertisements

BillSmart displays ads through Google AdMob. AdMob may use device identifiers and usage data to show personalized or non-personalized ads. You can opt out of personalized ads through your device settings.

5. Data Storage & Security

Your data is stored securely on Google Firebase servers. We implement industry-standard security measures to protect your information from unauthorized access, alteration, or disclosure.

6. Data Retention

We retain your data as long as your account is active or as needed to provide services. You may request deletion of your data at any time by contacting us.

7. Children's Privacy

BillSmart is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

8. Your Rights

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Withdraw consent at any time

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the date at the top of this page.